How many times have you tried sending someone money only to be told, “Niko na fuliza”? This overdraft facility was launched by Safaricom in 2019 to give Kenyans access to easy loans. The loan amount is automatically deducted whenever money is received on M-PESA, giving rise and popularity to this msemo. Are you guilty of using this phrase or any of its variations such as “nifulizie” and even “send to my other number”? When was the last time you heard it being used? Let us know!